Over the last 20 years, the trend among financial tech startups has been to vilify and denounce the traditional banking model. Companies like Lending Club and and OnDeck have explicitly rejected the traditional lending role, instead trying to create parallel systems that are able to better meet the needs of both lenders and borrowers.
But of those companies have struggled to stay afloat. David Zalik, the founder and CEO of GreenSky, had a very different idea about how to create value within the fintech sector. Rather than trying to burn the banking system to the ground through disruptive technology, Zalik embraced the world of traditional banking, using technology to eliminate frictions and create value for banks, merchants and customers by facilitating deals that would have otherwise fallen through.
This model has proven to be enormously successful. Within just 12 years, Zalik has been able to grow GreenSky from a startup that he funded by taking out a reverse mortgage to a company worth more than $4.5 billion. GreenSky is now poised to make its initial public offering, a move that analysts say could make it one of the best opportunities for IPO investors this year.
GreenSky has an incredibly simple yet hugely effective business model. The company started by helping home remodeling contractors extend credit with generous terms to customers, helping to facilitate many deals that would have otherwise fallen through due to the customer underestimating the true cost of the project that they wanted to complete.
Zalik quickly saw that this model could be replicated across many different sellers of big-ticket items. Today, GreenSky has over 17,000 merchants who are able to connect with 12 of the largest lenders in the country, including Region’s Bank, Fifth Third and Sun Trust. These merchants are able to offer customers truly amazing loan terms at the point of sale, often involving no payments and no interest for 12 months. Because the majority of the customers have extremely strong FICO scores, almost all of these loans are paid back before the higher rates kick in. And the banks who make the GreenSky-facilitated loans almost never contend with delinquencies.
It has finished building recycling facility, and it has opened it to the public. It took about one year and four months to complete the facility; It cost over $7 million. The facility covers five acres. The college started offering recycling services four decades ago. However, it was only using a small facility. Visitors will benefit from the facility in that there is an expanded parking that can accommodate up to 45 vehicles. The center provides locals with the recycling program and a way to free storage space while earning a few dollars in the process.
People who live in southern California can dispose of a wide range of material and even any unwanted equipment. The facility also takes aluminum cans. The recycling center also collects magazines, paper products, and cardboard. Visitors who dispose of HDPE plastics get compensated at 56 cents per pound. People who bring empty beverage bottles also get a standard California redemption value payments. Orange coast college gives Californians the opportunity to recycle different electronics. An individual can drop off TVs, computers, fax machines, printers, monitor, and projectors. The facility also collects cooking oils and clothes. It does not accept paint, chemicals, car batteries, engine oil, and boats. Visitors are also not allowed to drop off furniture.
Orange Coast College is found Orange County, California. The school was founded in 1947. The classes began in 1948. It has grown and is now the third largest community college in the country. The college enrolls over 25,000 undergraduate students each semester. It is just a few minutes from the southern California beaches.
The college offers exceptional facilities and the latest technology. It has over 135 programs including the public nautical programs half of the students in the school are enrolled in technical education programs and one of the Orange Coast college career programs. OCC ranks number one in the number of students that it transfers to the university especially California state university and University of California. There are also OCC students who transfer to private universities in the country. The college offers summer, winter, fall, and spring classes. Moreover, it has been accredited by the western association of schools and colleges. Learnmore: https://www.facebook.com/orangecoastcollege/
Kabbalah teachings have won the hearts of many Hollywood stars, Jews and non-Jews alike. What attracts these stars to what was traditionally seen as a purely Jewish affair, however, is subject to discussion. Madonna was the first to take the bold step of enrolling at a Kabbalah Center and then the likes of Paris Hilton, Elizabeth Taylor, Britney Spears, Marilyn Monroe, Sandra Bernhard, and Sammy Davis followed suit. These stars were quoted at different times explaining the motivation behind the moves. Although they all followed seemingly the same steps, most of them had varying reasons for it and more information click here.
What Motivates Celebrities in Kabbalah
Madonna joined Kabbalah to help people overcome life challenges. As for Madonna, it’s the responsibility of those equipped with the Kabbalah wisdom to spread it across the world. Elizabeth Taylor, on the other hand, converted to Judaism to holistically evolve as a person into a new being. True to her belief, her activism for human rights went a notch higher after making the switch.
Sandra Bernhard opened her heart in an interview with the Los Angeles Times. Apparently, her life was filled with chaos that was almost entirely swept out by Kabbalah teachings. As for Paris Hilton, splitting with Nick Carter dealt her a blow, prompting her to enroll in the Los Angeles Kabbalah center for spiritual healing. She was featured in Great Britain’s More Magazine where she said Kabbalah teachings enabled her to deal with life struggles in a braver manner.
The Time Magazine had the chance of interviewing Sammy Davis before his death. In the interview, Sammy revealed that the desire of being part of the ancient Kabbalah history moved him into joining a Kabbalah Center. He also admitted to being an admirer of Jewish resilience nature, something that missed in his black folk according to him. He attributed the strength exhibited by Jews in fighting against their oppressors to Kabbalah wisdom. As for him, Kabbalah is wisdom that every oppressed person need to acquire and learn more about Kabbalah.
About Kabbalah Center
Los Angeles plays host to one of the many Kabbalah Centers. The center uses online platforms to reach out to those interested in acquiring the Kabbalah wisdom where they are taught Zohar and other Kabbalistic teachings.Those who have been to Kabbalah Centers confess that the teachings there help them to get a different view of life and Kabbalah’s Website.
Kabbalah is an international non-profit organization that offers Zohar and Kabbalistic online courses. It is located in Los Angeles, California and was opened in 1984. Apart from providing online courses, it also provides teaching through their city-based centers and study groups. International teachers offer Kabbalistic teachings and guidance.
Philip Berg and Rav Yehuda Brandwein founded the Center in 1965, as the National Research Institute of Kabbalah. After the death of Yehuda, Philip Berg together with his wife Karen reestablished Kabbalah Centre in New York City. The organization has more than fifty international branches. In their teachings, they refer the essence of God as light. They emphasize that one should be mainly concerned with their affiliation with God and not God Himself.
What people thought about Kabbalah teachings
The Rabbis assumed that the teachings of Kabbalah Centre International were so challenging and furtive. They believed that they could not be taught to fervent students until they attained the age of forty years. Consequently, some conformists had seen the Kabbalah Centre as a distortion of Judaism’s ancient and mysterious numinous custom.
How does Kabbalah organization function?
Their sole purpose is based on dissemination of spiritual information, tools, and knowledge that can help people in improving their lives. Their Physical and online centers provide teachers, books, CDs and prayer services. Zohar translates universal spiritual system designated within the Bible. The organization has received cognizance worldwide. The Kabbalah Centre is a supplement but not an alternative to any religion in particular. It views all widely held divine beliefs as merely distinct divisions of common knowledge.
There has been a gap of Kabbalah teachings understanding among distinguished religious movements. Dr. Myers has splendidly closed the gap through his clear and broad study of the group. His research has provided a critical and excellent introduction to the history, customs, and beliefs of this organization and how they suit into the greater phenomenology of religious conviction. His book is exceptional, both for its discernment into the Kabbalah organization and as a sample to study a contemporary urbanite devout community. Dr. Myers reveals the diverse and multifaceted intriguing and effective present religious movements through his written documents and more information click here.